🇬🇭 SME Finance Market Place

Discover Financing Options for Your Business

Explore and compare SME financing products from banks, non-bank financial institutions, and government programmes across Ghana.

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How This Platform Helps

Navigate the landscape of SME financing in Ghana with confidence

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Find products matching your business needs by sector, location, amount and more

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Place products side-by-side to evaluate interest rates, terms and eligibility

Know Your Options

Learn about institutions across Ghana from commercial banks to government schemes

Financial Literacy

Learning resources to help understand loans, cash flow and credit building

Featured Products

Popular financing options from trusted institutions

Société Générale Ghana

Société Générale Finance Lease

Asset finance lease for acquiring specialized equipment or vehicles. Bank retains ownership until all payments are complete. Fixed interest rates.

Up to 60 months

Companies acquiring specialized assets

SMEs

Société Générale Ghana

Société Générale LPO Finance

Facility enabling businesses to use confirmed purchase orders from approved counterparties to get funding for contract execution. Advances up to 80% of invoice or receivable value.

Up to 4 months

SMEs with confirmed LPOs from approved entities

Ecobank Ghana

No Collateral

Ecobank Distributor Finance Scheme

A supply chain finance facility for distributors and dealers in Ecobank's network. Provides short-term working capital aligned with supply chain cycles, enabling distributors to purchase inventory from manufacturers and suppliers.

Up to 12 months

Distributors

Dealers

Supply chain businesses

Fidelity Bank Ghana

Fidelity Corporate-Aligned SME Facility

A higher-value SME credit facility for established businesses requiring larger financing. Offers up to GHS 1,000,000 with tenors of 6 to 24 months, designed for SMEs with stronger financial profiles seeking corporate-level financing.

First National Bank Ghana

FNB Ghana BII MSME Lending Facility

A MSME lending facility supported by British International Investment (BII) enabling First National Bank Ghana to extend credit to micro, small and medium enterprises. The facility provides term loans and working capital financing to underserved SMEs.

Access Bank IFC Risk-Sharing SME Facility

A risk-sharing facility between Access Bank Ghana and the International Finance Corporation (IFC) designed to expand SME lending by reducing credit risk. The facility enables Access Bank to extend credit to SMEs that may not qualify under standard criteria.

SMEs

Small businesses

Medium enterprises

Find Products By Audience

Specialized financing for different business types

Women Entrepreneurs

Dedicated programmes with reduced collateral and advisory services

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Youth-Owned Businesses

Special schemes for entrepreneurs aged 18-35 with grants and training

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Agribusinesses

Agricultural SME financing with single-digit rates and technical support

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Assessment & Decision Tools

Interactive tools to help you prepare, evaluate, and choose

Readiness Checklist

Check if your business is ready to apply for financing

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Document Checklist

Review required documents for any product

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Product Suitability

Evaluate any product against good-practice standards

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Credit Assessment

Risk rating and loan term calculator for financiers

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Digital Lender Selector

Compare digital platforms matched to your profile

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Funding Assistant

AI-powered guidance on SME financing options

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Ready to Explore Your Options?

Compare products side-by-side, check your readiness, find your best match, or explore learning resources on managing business finances.

Important Notice

Information presented on this platform is based on publicly available data and may change without prior notice. This platform provides information only and should not be treated as final for any financial decision-making. Users are advised to exercise due care, conduct their own research, and verify all details directly with the relevant financial institutions before making any commitments.